Our Purpose

25% of US households are unbanked or underbanked. The unbanked and underbanked are not profitable clients for existing banks, which are designed to serve the middle and upper classes. Even if they could serve the unbanked profitably, they are still significantly less profitable than mainstream clients.

The only way to bank the low to moderate income communities and the businesses that serve them is to build a new bank with a board, management and investors that understand the value of profitably banking these customers.

Our Promise

Verdigris will bring unbanked and underbanked individuals, and the businesses the serve them, into the regulated financial system, by building a new bank built on industry leading cloud technology and an identity-driven platform.

We take significant cost out of the most expensive component of banking today – identity assurance -  while offering financial education, FDIC-insured “safe” deposit accounts and a low-cost remittance service that competitively and consistently meets this underserved market’s needs.


A New Landscape

Banks increasingly cease servicing major customer segments deemed too high risk for AML/CFT and compliance reasons. Regulators are concerned lower tier institutions can’t manage the safety and risk requirements for these “high risk” customers. The result is billions of dollars left out of the market as the unbanked and underbanked are left without solutions.

The Verdigris Opportunity

Through a technology-enabled, community-first approach, Verdigris will enable not only reduced-cost compliance support but expanded services for all those who lack reliable access including individuals, companies and correspondent banks.  


Verdigris is led by an experienced team of executives, directors and advisors, bringing together the best in banking, risk management, compliance, high risk and low income markets, technology and social enterprise development.
Meet the Team